Marcos Gil, REALTOR® · Keller Williams Commonwealth

Brokered by

Dark title card reading Herrington Lake Homes for Sale, noting Kentucky Utilities owns the land under the lake up to 760 feet above sea level, with Keller Williams Commonwealth and Marcos Gil, REALTOR

Herrington Lake Homes for Sale

Keller Williams Commonwealth · Marcos Gil, REALTOR®

Herrington Lake homes for sale come in two kinds: true lakefront, where your land meets the water and a private dock may be possible, and lake-access homes that share community docks or launch rights. Kentucky Utilities owns the land under the lake up to 760 feet, and docks need a county permit.

Call or Text (859) 310-1209

What should you know before buying on Herrington Lake?

Herrington Lake is a hydroelectric reservoir on the Dix River, created when Dix Dam was built in the 1920s. It runs through Mercer, Boyle, and Garrard counties, and buying here means learning shoreline ownership, dock permits, and lake-level swings before you write an offer.

According to the Herrington Lake Conservation League, construction of Dix Dam began in the fall of 1923, water impoundment began on March 17, 1925, and power generation began in October 1927. The dam sits about three miles upstream from the Kentucky River. LG&E and KU describe the same origin: a 1920s Dix Dam hydroelectric project built to help meet Kentucky’s energy needs.

Size and shape matter for how lots feel on the ground. LG&E and KU say the lake is about 35 miles long, up to 1,200 feet wide, covers more than 2,300 acres, and has 325 miles of shoreline, holding an estimated 175 billion gallons. The Herrington Lake Conservation League lists 2,335 acres with the same length, width, and shoreline figures. The Kentucky Department of Fish and Wildlife Resources waterbody page lists 2,649 acres. Those acreage figures do not match; this page uses LG&E and KU’s “more than 2,300 acres” and notes the other published numbers rather than picking one silently.

Illustrative fact card for Herrington Lake: Boyle, Garrard and Mercer counties; about 35 miles long, up to 1,200 feet wide, 325 miles of shoreline, frozen over in 1936 and 1978; published acreage of more than 2,300, 2,335 and 2,649 by source; Dix Dam construction 1923, impoundment 1925, power 1927
Illustrative fact card, not a map or survey. Figures from LG&E and KU, the Herrington Lake Conservation League and KDFWR; the acreage figures differ by source.

Depth claims also need attribution. The Herrington Lake Conservation League calls Herrington the deepest lake in Kentucky, with the deepest area near Dix Dam at 249 feet and a mean depth of 78 feet. LG&E and KU call it one of the deepest lakes in Kentucky. Because the lake is so deep, both sources say it has frozen over only twice, in 1936 and 1978.

The Kentucky Department of Fish and Wildlife Resources describes Herrington as a canyon-like reservoir in Boyle, Garrard, and Mercer counties and a productive bluegill lake. LG&E and KU note fishing stocked with bluegill, catfish, crappie, and several varieties of bass.

For other places I cover, see all Central Kentucky communities.

Who owns the shoreline at Herrington Lake?

Kentucky Utilities owns the land beneath Herrington Lake up to the maximum possible lake level of 760 feet above sea level, plus Dix Dam and the co-located E.W. Brown Generating Station. That ownership line is the diligence hinge on waterfront deals.

The Herrington Lake Conservation League states it plainly: Kentucky Utilities owns the land beneath the lake up to 760 feet above sea level. A deed can look like it runs to the water’s edge, but the 760-foot contour still governs what sits under and along the shoreline. Treat that as a title and survey diligence step, not legal advice. Ask your closing attorney and surveyor to reconcile the deed, the plat, and the 760-foot line before you assume dock or shoreline rights.

Why is Herrington different from Corps or TVA lakes?

Herrington is a private-sector hydroelectric reservoir, not a federal Corps or TVA project. The League notes that Dix Dam was built by the private sector before the Great Depression wave of federal public works, which is why Kentucky Utilities owns the dam and the lakebed up to that 760-foot line. Shoreline and dock questions here run through that utility heritage and through county ordinances, not through a federal lake-permit program named on this page.

Lakefront vs. lake access: which fits how you’ll use the water?

Herrington Lake homes for sale usually fall into two use patterns: true lakefront, where your land meets the water and a private dock may be possible, and lake-access homes that share community docks or launch rights. The useful question is how often you will actually use the water, not which label sounds better on a listing sheet.

True lakefront puts the view and the dock diligence on your lot. Steep terrain is common, and not every waterfront parcel can practically hold a dock even when the water is close. Lake-access properties trade private shoreline for shared launch or community-dock rights. That split is about use and maintenance load. It is not a price comparison, and this page does not quote prices or price ranges.

Buyer checklist card comparing true lakefront and lake-access property on Herrington Lake, with a dark panel listing the Boyle, Garrard and Mercer county floating-structure permit rules: County Judge Executive applications, Building Inspection enforcement and the encapsulated-float standard for rebuilt portions
Checklist card summarizing dock and floating-structure rules published by the Herrington Lake Conservation League. Not a listing and not legal advice.

If the search includes acreage, steep lots, or ground that is more land than house, compare notes with my land and farm property page. When financing is part of the plan, start with getting pre-approved by a licensed lender before you lock a short diligence window on a waterfront contract.

Do you need a permit to build or fix a dock on Herrington Lake?

Yes. In Boyle, Garrard, and Mercer counties, ordinances cover constructing and repairing floating structures on Herrington Lake, and a permit is required to construct, improve, or add to floating structures, including walkways, docks, floats, decks, floating houses, and marinas. Applications are available at the County Judge Executive’s office.

The Herrington Lake Conservation League docks page is the source for that rule set. The League also says permits help document the structure and confirm safety-standard compliance. This page does not state a dollar fee or a review timeline, because no fee or timeline is sourced here.

Existing permitted docks can carry real value on a purchase. Assumed transferability is a diligence item, not a given. Verify the current permit status, what the permit covers, and whether it transfers with the property before you treat the dock as settled. When an offer is taking shape, walk that checklist alongside how making an offer works.

What dock materials are allowed?

Non-factory-encapsulated Styrofoam is not allowed on the water. Open foam, steel barrels, and plastic barrels are not allowed as floats. Existing docks that already use those materials are accepted. If portions of a dock are rebuilt, those rebuilt portions must meet the new standard. Typical maintenance is excluded from that rebuild rule. Disposal of open foam is the owner’s responsibility.

Illustrative board listing materials not allowed as dock floats on Herrington Lake: non-factory-encapsulated Styrofoam, open foam, steel barrels and plastic barrels, plus how the rule applies to existing docks, rebuilt portions, typical maintenance and open-foam disposal
Illustrative board summarizing the Herrington Lake Conservation League dock-materials guidance. No product is shown or endorsed.

Who enforces it?

County Building Inspection Program officials enforce the ordinances, and there are penalties for non-compliance. Cases that do not come into compliance can be reported to the County Attorney and handled through that office and court.

How much does the lake level change?

Kentucky Utilities tries to hold Herrington near about 740 feet above sea level in summer and about 725 feet in winter. The lake can also rise up to 15 feet in one day when heavy rain hits the Dix River watershed.

Schematic lake-level diagram of Herrington Lake: a dashed line at 760 feet above sea level marks where Kentucky Utilities owns the land beneath the lake, solid lines mark the roughly 740-foot summer and 725-foot winter targets, an arrow shows the lake can rise up to 15 feet in one day, and side notes give the 249-foot depth near Dix Dam
Schematic, not a survey. Lake levels from the Herrington Lake Conservation League; ownership line and dam facts from the League and LG&E and KU.

Those numbers come from the Herrington Lake Conservation League docks page. The League also notes that KU’s ability to control levels is limited: only rainfall adds water at scale, and the turbines at full operation can drop the lake by only slightly more than a foot per day. Rapid rises and seasonal drawdowns matter for dock adjustment, walkway angles, and whether a lot stays usable when the water sits lower in winter.

Unattended docks take the brunt of those swings. The League recommends arranging dock monitoring or adjustment when you cannot be there. For a current lake-level check, the League lists 859-748-4685 (attributed to HLCL) and also points to USGS and NOAA.

Waterfront diligence should include flood and drainage questions by address. Start with checking a Kentucky flood zone by address.

When is the best time to shop for Herrington Lake property?

In my experience, the best time to shop Herrington is when you can walk the lot in the conditions you will actually own. That often means touring when the trees are bare and the water is not doing the selling for the photos.

I do not publish inventory counts, days-on-market averages, or seasonal deal claims on this page. Without a dated MLS export of Herrington Lake sold comps, those numbers would be guesses. From buyer-side work I will only say this: spring and summer show the water at its best, and fall and winter show the shoreline, stairs, retaining walls, and road grade without foliage covering the hard parts.

If cabin or short-term rental investing is part of the plan elsewhere in the region, start with Kentucky cabins and short-term rental investing and verify local ordinances first. For another lake option in my coverage area, see Lake Reba area.

Is Herrington Lake in Marcos’s service area?

Plain honesty: Herrington sits at the western edge of my core corridor, and lake specialists exist who work only these shores. What I bring is the buyer’s side: valuation discipline, land-and-structure diligence, and coordination with lake-specific expertise when a question exceeds my lane. If a property is right for you, geography will not be the reason it slips.

Herrington Lake FAQ

Who owns the shoreline at Herrington Lake?

Kentucky Utilities owns the land beneath Herrington Lake up to the maximum possible lake level of 760 feet above sea level, as well as Dix Dam and the co-located E.W. Brown Generating Station, according to the Herrington Lake Conservation League.

Do I need a dock permit on Herrington Lake?

Yes. In Boyle, Garrard, and Mercer counties, a permit is required to construct, improve, or add to floating structures on Herrington Lake, including walkways, docks, floats, decks, floating houses, and marinas. Applications are available at the County Judge Executive’s office.

Which counties is Herrington Lake in?

Herrington Lake is in Boyle, Garrard, and Mercer counties.

Is Herrington good for full-time living?

Plenty of owners live there year-round, and winter on the lake is quiet in the best sense. Steep lots and lake roads deserve a winter-weather test drive before you commit to daily life on them.

What should I budget beyond the purchase?

Dock maintenance or community-dock dues where applicable, insurance appropriate to waterfront, and the reality that steep-lot homes work their retaining walls, stairs, and drainage hard. An inspection scoped for lake properties prices all of it before you sign.

Are short-term rentals allowed on the lake?

It varies by county and community, and rules evolve. Verify current local ordinances before underwriting any rental plan.

Ask About Lake Properties – (859) 310-1209

Before you underwrite carrying costs, read Kentucky closing costs, from contract to closing, and the Kentucky home maintenance guide for retaining walls and drainage.

Compare with cabin country on Cabins & STR Investment, or see all communities.

Last updated: November 6, 2026